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I'm a Lousy Driver?
Most companies will charge you more if you have had 2 traffic tickets in the last three years. 3 tickets in three years is even more. More than three can get expensive.
If you have had a DUI or reckless driving in the last three years you are going to pay even more. You may not even be able to get a policy for a few years or EVER.
Keep in mind, insurance companies are not STUPID. They check with the DMV.
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